At Millard Bowen Realty Group we want to make buying a new home as simple as possible. That is why we have carefully chosen Guaranty Mortgage Services (GMS) as our preferred lender.

Guaranty Mortgage Services offers hundreds of loan choices to their customers, but their strength lies in the knowledge and experience of their loan officers. Their loan officers are responsive, professional and readily available to customers to answer questions, address issues, and move through the mortgage process smoothly.


For any mortgage needs please contact:

joy james headshot



Joy James
NMLS# 223349
GA # 25158



Cell: 770-861-4235
Fax: 888-838-1161





Guaranty Mortgage Services
NMLSR#: 166160
Georgia Residential Mortgage Licensee#: 13537
5072 Bristol Industrial Way, Suite F
Buford, GA 30518

Guaranty Mortgage

For more information, please click here to find a loan officer near you. You can even Apply Online today!


Guaranty Mortgage Services, LLC
Georgia Residential Mortgage Licensee # 13537
NLMS # 166160
Loans subject to qualifying credit and income.  Rates are subject to change without notice.
Offer subject to omissions, prior sale, change or withdraw without notice.